Why a Safe Driving Record Means Lower Car Insurance Rates


What you Drive, How you Drive and Where you Live can affect what you pay for auto insurance.

Learn how your driving record and insurance are connected.

Knowing “what to do” if a bad driving record impacts your insurance rate, can save you Time & Money.

Believe it or not, how well you drive is much more important in determining your insurance rates. What you drive, where you live, and how much money you make also help determine your rates.  And it’s not about greedy insurance companies trying to get rich off the backs of the customers.

Almost every insurance company uses a complicated formula that takes into account many factors, including the driver’s age, gender, and driving history. Your driving history is a combination of the number of accidents on your record and the number of points on your license.